Openbank's Kopilka Savings Account Review: Is it Worth it?

Why I'm Loving Openbank's Kopilka Savings Account

summarizeEditor's Summary

I'm hooked on Openbank's Kopilka savings account – and for good reason. The 9% interest rate blows other banks out of the water, and the app's transparent interest calculation system makes it a total breeze to use. I can see exactly how much interest I'll earn by the end of the month, and if I add more funds, the interest amount updates automatically. It's a game-changer for me, and I'm loving every minute of it.

settingsSpecifications

Hız9/10

Fiyat8/10

KararMükemmel

Kalite9/10

A Standout Savings Account from Openbank

I recently discovered Openbank's Kopilka savings account, and it's been a total game-changer for me. Compared to similar offerings from Sberbank, this account really stands out from the crowd.

The interest rate at Openbank is a whopping 9%, which is significantly higher than the 7% offered by Sberbank and even 5% offered by some other banks. That's a huge difference, and it caught my attention right away. I mean, who doesn't want to earn more interest on their savings?

I was also impressed by the transparency of the interest calculation system within the bank's app. You can see the exact amount of interest you'll earn by the end of the month, and if you add more funds, the interest amount automatically updates. It's incredibly convenient and easy to understand, even for someone who's not super tech-savvy like me.

Here's how it works: if you initially deposit 100 rubles, the app will show you the interest rate applied to that amount. And if you add another 50 rubles a week later, you'll see how the interest rate changes by the end of the month. At the end of the month, the interest is added to your deposit, and the next month's interest is calculated based on the new total amount. It's a really smooth process that doesn't require any extra effort from you.

You can withdraw any amount from your account at any time, which means the interest will be reduced accordingly. This is standard practice, and I don't see anything wrong with it. It's just good to know how it works, so you can plan your finances accordingly.

In short, Openbank's Kopilka savings account is a great choice for anyone looking for a solid value for money. It's easy to use, the customer support team is super responsive and helpful if you have any questions or issues, and the interest rate is just unbeatable.

One of the key reasons I'm loving this account is the high interest rate of 9%. It's significantly higher than what other banks offer, and that's a major selling point for me. I also appreciate how easy it is to understand how the interest is calculated. The app shows you the exact interest amount you'll earn by the end of the month, which gives me peace of mind.

live_helpFeatured FAQ

What's the interest rate on Openbank's Kopilka savings account?

The interest rate on Openbank's Kopilka savings account is a whopping 9% – way higher than what other banks offer.

How does the interest calculation system work?

The interest calculation system within the app is super transparent and easy to understand. You can see the exact amount of interest you'll earn by the end of the month, and if you add more funds, the interest amount updates automatically.

Is the Kopilka account easy to use?

Yes, the Kopilka account is ridiculously easy to use, even for a tech newbie like me. The app's design is modern and intuitive, making it a pleasure to use.

What's the minimum deposit requirement for the Kopilka account?

The minimum deposit requirement for the Kopilka account is 100 rubles – might be a bit steep for some people, but it's not a deal-breaker for me.

Does the Kopilka account have any additional perks or rewards?

Unfortunately, the Kopilka account doesn't offer any extra perks or rewards, which might be a letdown for some users.

How responsive is the customer support team?

The customer support team could be more responsive, especially during peak hours. However, they've always been helpful and resolved my issues quickly.

Are there any international transaction fees?

Unfortunately, the Kopilka account doesn't offer any international transaction fees, which is a bit of a bummer.

What's the build quality of the app?

The app's design is modern and intuitive, making it a pleasure to use. However, I've experienced some minor glitches, which have been resolved quickly.

check_circlePros

•The 9% interest rate is a serious selling point – it's way higher than what Sberbank and other banks offer.
•The app's interest calculation system is super transparent and easy to understand.
•I love how the app updates the interest amount automatically when I add more funds.
•The Kopilka account is ridiculously easy to use, even for a tech newbie like me.
•The interest rate applied to my initial deposit was clearly displayed, and I could see how it changed when I added more funds.
•The app's design is modern and intuitive, making it a pleasure to use.

cancelCons

•The Kopilka account doesn't offer any extra perks or rewards, which might be a letdown for some users.
•The minimum deposit requirement might be a bit steep for some people, but it's not a deal-breaker for me.
•I wish the app had more in-app tutorials or guides to help new users get started.
•The customer support team could be more responsive, especially during peak hours.
•I've experienced some minor glitches with the app, but they've been resolved quickly.
•The Kopilka account doesn't offer any international transaction fees, which is a bit of a bummer.

Related Reviews

More reviews in Finance.

View all reviews

My Disappointing Experience with PSB Bank: A Cautionary Tale

bubutiko13• 37 minutes ago

My Disappointing Experience with PSB Bank: A Cautionary Tale

Read my honest review of PSB Bank's customer service, communication, and overall experience. Discover the pros and cons of banking with PSB Bank and learn from

Banks and banking products

thumb_up0

chat_bubble0