UserReviewexpand_more
hubAsk
trending_upmilitary_techadd
homeAlllocal_fire_departmentPopular (24h)trending_upPopular (Week)new_releasesLatest
Popular Categoriesexpand_more
health_and_beauty
Beauty and Health
child_care
Children's
developer_board
Technology
flight
Tourism
pets
Animals
theaters
Film and TV
auto_stories
Books
inventory_2
Products
table_restaurant
Tableware
directions_car
Auto
add
View All
Resources
infoAbout UserReviewhelpHelp CentergavelTerms & Privacy
UserReview © 2026. All rights reserved.
UserReview

The most trusted review platform. We help you make confident decisions with real user reviews and honest experiences.

FBTWIGrss_feed

Explore

  • Categories
  • Leaderboard
  • Top Rated
  • Recent Reviews

Community

  • About Us
  • Careers
  • Press & Media
  • Contact Us

Support

  • Help Center
  • Legal Center
  • Rules & Guidelines
  • Privacy Policy

Newsletter

Subscribe to get the best reviews directly to your inbox.

rate_reviewWrite a Review
© 2026 UserReview. © 2024 UserReview. All rights reserved.•Made with♥for the community
Language
edit
My Disappointing Experience with PSB Bank: A Cautionary Tale
bubutiko13
Finance•1 hour ago
1.0
photo_library1
Promsvyazbank
Productstar 3.0

Promsvyazbank

This bank does more than just hold your money. They've got personal loans, business banking, and a whole lot more to help you manage your finances with ease and confidence.
chevron_right

My Disappointing Experience with PSB Bank: A Cautionary Tale

summarizeEditor's Summary

I opened a savings account with PSB Bank in August 2025, expecting a 0.5% interest rate bonus for being a salary client. But the bonus never showed up. Their customer service was confusing and unhelpful, leaving me feeling frustrated and disappointed. The lack of clear communication and resolution was a major letdown. I've been waiting months for a response to my complaint, and it's clear that PSB Bank isn't prioritizing customer satisfaction.

Review image 1

settingsSpecifications

KararKötü
Komisyonlar1/10
BankaŞubesi2/10
HizmetKalitesi2/10
MüşteriDostu1/10
Hesapİşlemleri3/10
My Disappointing Experience with PSB Bank: A Cautionary Tale
I opened a savings account with PSB Bank back in August 2025, thinking I'd get a 0.5% interest rate bonus for being a salary client. But that bonus never materialized.
At first, I thought it was just a minor mistake, so I contacted customer service to report the issue. They initially said it was an error and they'd apply the bonus within three days. However, that never happened. I filed multiple complaints with the quality control department, but their responses were confusing and unhelpful.
They claimed my salary status wasn't properly marked in their system, even though it was clearly visible in my online account. I tried to explain the situation to them, but they just kept giving me the runaround. Eventually, they did mark my status as a salary client, but then they said the interest rate wasn't applied because I wasn't a salary client.
I've been waiting months for a response to my complaint, and it's been nothing short of frustrating. I've tried to be patient and give them the benefit of the doubt, but it's clear that PSB Bank isn't prioritizing its customers.
My husband also had a run-in with PSB Bank. He transferred money from another bank to his account at PSB, and it got automatically deposited onto his credit card. He didn't withdraw the funds, but instead transferred them to my account at PSB. However, we were charged a 2700 ruble commission without being warned.
We immediately contacted customer service, but the representative refused to accept our complaint and didn't even warn us that they would start charging interest on the commission from the next day. It's clear that PSB is trying to scam customers.
In other banks, they don't charge commissions for transferring funds from a credit card, and they always warn customers about any fees. We filed a complaint and submitted it to the bank, but we're still waiting for a response.
The bank's service in the branch is also subpar. I've tried to visit the branch a few times, but the staff seems unhelpful and uninterested in resolving our issues. It's clear that PSB Bank is more interested in making money off its customers than in providing good service.
If you're considering opening an account with them, I'd recommend looking elsewhere. There are plenty of other banks that offer better value for money and more reliable customer service.
PSB Bank may seem like a good option at first, but trust me, it's not worth the hassle. I've learned my lesson the hard way, and I'm sharing my experience with you in the hopes that you won't make the same mistake.
So, if you value your time and money, stay away from PSB Bank. There are plenty of other banks out there that will treat you with respect and provide you with the service you deserve.

live_helpFeatured FAQ

What happened with my interest rate bonus?

Unfortunately, the 0.5% interest rate bonus I was promised as a salary client never materialized. I've been in contact with customer service multiple times, but they've been unclear and unhelpful in resolving the issue.

How did you experience the customer service at PSB Bank?

To be honest, it was a nightmare. Representatives were confusing and unhelpful, leaving me feeling frustrated and disappointed. I had to file multiple complaints, but they didn't seem to care about resolving the issue.

Can I still trust PSB Bank with my finances?

Honestly, I'm not so sure. The lack of clear communication and resolution has made me question their commitment to customer satisfaction. I'd recommend exploring other banking options before committing to PSB Bank.

What are some alternatives to PSB Bank?

There are many other banks that offer better customer service, competitive interest rates, and more transparent communication. I'd recommend researching and comparing different options before making a decision.

Can I get a refund or compensation for my experience?

Unfortunately, I've been trying to get a response from customer service for months, but they haven't offered any refunds or compensation. It's clear that they're not prioritizing customer satisfaction.

How do I contact PSB Bank's customer service?

You can try contacting their customer service department through their website or by calling their phone number. However, be prepared for a potentially frustrating experience.

Can I still use PSB Bank's services?

Yes, you can still use their services, but be aware of the potential issues with customer service and communication. I'd recommend exercising caution and carefully reviewing their policies and procedures before committing to their services.

What's the process for opening a savings account with PSB Bank?

The process is relatively straightforward, but be aware that their customer service may not be as helpful as you'd like. You can open an account online or in-person, but be prepared for potential issues with communication and resolution.

check_circlePros

  • •Easy online account management
  • •Convenient mobile banking app
  • •Variety of savings account options
  • •Competitive interest rates (if you actually get them)
  • •Wide ATM network
  • •Secure online transactions

cancelCons

  • •Poor customer service with unhelpful representatives
  • •Lack of clear communication and resolution
  • •Inconsistent application of interest rate bonuses
  • •Insufficient bank branches and ATMs
  • •Uncompetitive offers and promotions
  • •Unprofessional and uninformed staff
chat_bubble
flag

Related Reviews

More reviews in Finance.

View all reviews
Our 3-Year Experience with Belneftestrakh: Insurance Claims, Savings, and a Few Disappointments
Portrait of isabel_clrk
isabel_clrk• 17 minutes ago

Our 3-Year Experience with Belneftestrakh: Insurance Claims, Savings, and a Few Disappointments

My honest review of Belneftestrakh's insurance services, including the pros, cons, and everything in between.

Insurance Companies
thumb_up0
chat_bubble0
Why Promsvyazbank Stands Out as My Top Pick in Donbass
Portrait of victoriaJ
victoriaJ• 20 minutes ago

Why Promsvyazbank Stands Out as My Top Pick in Donbass

Discover why Promsvyazbank stands out as the top pick in Donbass, with excellent customer service, user-friendly interface, and a wide range of services.

Banks and banking products
thumb_up0
chat_bubble0
My Experience with Promsvyazbank's 'Focus on Interest' Savings Account
Portrait of bubutiko13
bubutiko13• 37 minutes ago

My Experience with Promsvyazbank's 'Focus on Interest' Savings Account

Discover why I love Promsvyazbank's 'Focus on Interest' savings account – high interest rates, easy to use, and great customer support.

Banks and banking products
thumb_up0
chat_bubble0

Comments (0)

No comments yet. Be the first to comment!

Promsvyazbank

Promsvyazbank

View product