Novikom
Why I'm Hooked on Novikombank's Cashback Card
summarizeEditor's Summary
I was skeptical about Novikombank's cashback card at first, but after using it for a bit, I'm hooked. The sign-up process was a total breeze, taking less than 5 minutes. I was worried the app would be confusing, but it's actually really user-friendly. The cashback categories are super generous, unlike some other banks I've tried. I've already saved a pretty penny with this card, and I'm stoked to see how much more I can earn. One thing that's really stood out to me is the value for money - I've been using it for groceries and dining out, and the cashback rewards are actually worth something. I've also been impressed with the customer support; they're always available to help with any questions or issues I've had.
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live_helpFeatured FAQ
What are the cashback categories for Novikombank's card?
Novikombank's cashback categories include supermarkets, restaurants, and online shopping, among others. They also have a special category for new customers, which gives you a higher cashback rate for the first few months.
How do I redeem my cashback rewards?
To redeem your cashback rewards, simply log in to your Novikombank account, go to the rewards section, and follow the prompts. You can choose to receive your rewards in the form of a bank transfer or a voucher to use at participating merchants.
What kind of customer support does Novikombank offer?
Novikombank offers 24/7 customer support via phone, email, and online chat. Their support team is always available to help with any questions or issues you may have.
Can I use Novikombank's card abroad?
Yes, you can use Novikombank's card abroad, but you'll need to notify them in advance so they can activate international transactions for you. You'll also need to check with your bank to see if there are any foreign transaction fees associated with your account.
How do I cancel my Novikombank card?
To cancel your Novikombank card, simply log in to your account, go to the settings section, and follow the prompts. You'll need to confirm your cancellation and provide a reason for why you're cancelling your card.
What happens if my card is lost or stolen?
If your card is lost or stolen, simply contact Novikombank's customer support and they'll help you freeze your card and issue a replacement. You'll need to provide some identification and proof of ownership to verify your account.
Can I get a replacement card if mine is damaged?
Yes, you can get a replacement card if yours is damaged. Simply contact Novikombank's customer support and they'll help you order a new card. You'll need to provide some identification and proof of ownership to verify your account.
How do I check my Novikombank account balance?
To check your Novikombank account balance, simply log in to your account online or use the mobile app. You can also check your balance by contacting customer support and they'll be happy to help.
check_circlePros
- •Easy sign-up process that's a total breeze
- •User-friendly app that's not confusing
- •Generous cashback categories that actually make sense
- •I've already saved a pretty penny with this card
- •Novikombank's customer support is top-notch, always available to help
- •The cashback rewards are actually worth something, not just some token amount
cancelCons
- •I wish they had more physical branches, sometimes it's hard to find one near me
- •The customer support can be a bit slow to respond at times
- •I've had some issues with the app crashing occasionally
- •I'm not a fan of the weird fees they charge for some transactions
- •The cashback rewards can be a bit tricky to redeem sometimes
- •I've had some issues with the card being declined at certain stores
