Creditter Review: A Cautionary Tale of High Interest Rates and Poor Customer Support

Name: My Creditter Disaster: A Cautionary Tale
Item: Creditter Loans
Rating: 2
Author: laurenbk

My Creditter Disaster: A Cautionary Tale

summarizeEditor's Summary

I'm sharing my real-life experience with Creditter, a lender that got me in over my head with loans. The website's design is modern and registration is a breeze, but the high interest rates and poor customer support made it a total disaster. I ended up paying an extra 10,000 rubles in interest on my second loan, which was a huge burden. My advice? Be super careful when using Creditter, and make sure you read the fine print.

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Hız7/10

Fiyat2/10

KararKötü

Kalite4/10

KullanıcıDostu6/10

My Creditter Disaster: A Cautionary Tale

I started using Creditter in 2024, and it was a wild ride - not the kind I wanted. I got in over my head with loans, and Creditter was right in the middle of it. Thankfully, I've put a moratorium on taking out loans, and Creditter is no longer an option for me.

The website's design is modern, clean, and easy on the eyes. Registration's a breeze, just like with any other lender. You fill out the form, upload your ID, and you're good to go. I remember when I first signed up, they asked for a selfie with my passport, but I guess that's a thing of the past now.

My first loan was for 5,000 rubles, and I paid it back without any issues. However, the second loan for 10,000 rubles was a different story. I ended up paying an extra 10,000 rubles in interest, which was a huge burden. To make matters worse, closing the loan required me to write a letter, take a photo, and send it to them via email. And if you want to close the loan early, you have to negotiate the date with them. It was a total nightmare.

I repeated this cycle in 2025, taking out another loan for 15,000 rubles. At the time, I was sending out requests to all the lenders for a credit holiday due to a decrease in income, but Creditter was one of the few that responded promptly. They even provided me with a payment plan for 4 months, which I was able to use to close the loan. But that was the last straw - they blocked me from taking out any more loans, and I'm grateful for that.

So, why wouldn't I recommend Creditter? Here are a few reasons:

Paying through the personal account is a total rip-off. You'll end up paying a lot more in interest. It's better to pay through the provided bank details.They offer long-term loans, which are a huge burden. The shorter the loan, the less interest you'll pay.Set limits on your loans, because they'll charge you extra for 'additional services.' And don't even get me started on how long it takes to get your money back.If you're late on payments, they'll send your debt to a collection agency. Which will drive you crazy and stress out your loved ones.So, to sum it up, I wouldn't recommend Creditter to anyone. But I do appreciate their credit holidays and payment plans. If you value your sanity, stay away from lenders like Creditter and keep some savings aside. Trust me, you won't regret it.

Looking back, I realize I should have done my research before signing up with Creditter. I didn't compare different lenders, and now I'm paying the price. A little caution would have gone a long way.

So, to anyone considering using Creditter, be cautious. Don't take out loans unless you're absolutely sure you can afford to pay them back. And if you do decide to use Creditter, make sure you read the fine print and understand all the terms and conditions.

It's always better to be safe than sorry, and when it comes to loans, it's especially true. So, take my advice and stay away from Creditter. Your wallet - and your sanity - will thank you.

live_helpFeatured FAQ

Is Creditter a legitimate lender?

While Creditter is a real lender, I would caution against using them due to their high interest rates and poor customer support.

How do I get approved for a loan on Creditter?

To get approved for a loan on Creditter, you'll need to fill out a registration form and upload your ID and other documents.

What happens if I miss a payment on Creditter?

If you miss a payment on Creditter, you may be charged late fees and interest, and you may even be sent to debt collectors.

Can I close my loan early on Creditter?

Yes, you can close your loan early on Creditter, but you'll need to fill out a lot of paperwork and may be charged a fee.

Does Creditter offer any financial education or resources?

No, Creditter does not offer any financial education or resources to help you manage your debt.

Can I get a loan on Creditter if I have bad credit?

Yes, Creditter may approve you for a loan even if you have bad credit, but be aware that the interest rates may be even higher.

How do I contact Creditter's customer support?

You can contact Creditter's customer support through their website or by phone, but be prepared for a long wait and unhelpful responses.

Can I use Creditter to get a loan in a foreign currency?

No, Creditter only offers loans in Russian rubles.

check_circlePros

•The website's design is modern and clean, making it easy to navigate.
•Registration is a breeze, and you can get approved quickly.
•You can get loans up to 10,000 rubles, which can be a lifesaver in a pinch.
•The website is easy to use, even for those who aren't tech-savvy.
•You can upload your ID and other documents easily.
•The website is available in Russian, making it accessible to more users.

cancelCons

•The interest rates are super high, making it tough to pay back loans.
•The customer support is poor, and it's hard to get help when you need it.
•They partner with debt collectors, which can be super stressful and overwhelming.
•The loan process is not transparent, and you may end up paying more than you expected.
•Closing a loan requires a lot of paperwork and hassle.
•The website doesn't offer any financial education or resources to help you manage your debt.