Webbankir App Review: A Mixed Bag

summarizeEditor's Summary

I gotta say, I was really hoping the Webbankir app would be a game changer for quick loans, but unfortunately, it was a total letdown. I downloaded the app, filled out my info, and uploaded my documents, but the process took way longer than promised. The app said it would take just a couple of minutes, but I was waiting for over 20 minutes for a response. Not gonna lie, I was pretty frustrated. Here's the deal, if you're in a tight spot and need a loan, you might want to look elsewhere.

settingsSpecifications

KararKötü

Uzunluk2/10

HizmetKalite4/10

KullanıcıDostu6/10

I'll be honest, I've been in a tight spot before where I needed a quick loan, but couldn't get it from anyone. That's when I stumbled upon the Webbankir app, which promised a loan with no interest in its ads.

After downloading the app, I had to fill out my personal info and upload a photo of my passport and a selfie with my ID to verify my identity. It took me a couple of minutes. Once I signed the agreements, I requested a loan of 30,000 rubles.

Next, I got a window with a super long loading animation. I was checking it for about 10-15 minutes, waiting for a response, even though the app said it would take just a couple of minutes. It didn't recommend leaving the page.

That was my first issue with what they promised. In the end, after 20 minutes, they finally approved my loan.

As you can see from the screenshot, it said I was returning 30,000 rubles. Once the money was transferred to my card, the spam started. I got calls from unknown numbers and messages offering new loans from different organizations. Yeah, I might have agreed to that in the fine print, but I didn't expect it to be this bad.And this spam is still going on to this day. This was a pretty annoying experience, but it's not the last issue I have with this company.Naturally, the day before my loan was due, I got this text:

I was confused why I had to pay today, since my payment schedule said tomorrow, so I reached out to their support:

I guess the support team was slammed, because the operator totally ignored my greeting and dove right into the issue. No biggie, though - they did answer my question and I appreciated that. What did throw me for a loop was the super ominous text in the notification saying 'pay up today' - I was totally stressing out, thinking I'd get hit with a late fee. Little did I know, I'd be paying more regardless. Fast forward to the day the loan was due, and I got hit with a whopping commission of 1950.00 rubles. Yeah, that's right - I got to pay that out of my own pocket. Not exactly what I was hoping for when I was looking for interest-free loans.

I was lucky enough to have some extra cash on hand, so I was able to pay off the loan without getting slammed with a huge fee. If you're not prepared for the constant spam and surprise fees, I'd say steer clear of this service.

live_helpFeatured FAQ

How long does it take to get a loan through the Webbankir app?

Unfortunately, it can take anywhere from a few minutes to over 20 minutes to get a response, depending on the app's workload.

Do I have to pay any interest on my loan?

According to the app's ads, there's no interest on loans, but this might not always be the case.

How do I upload documents to the Webbankir app?

You can upload documents, including your passport and ID, through the app's user interface.

Is my data secure on the Webbankir app?

While the app claims to have robust security measures in place, there's still a bit of a concern about data security, especially when uploading sensitive documents.

Can I request a loan of any amount through the Webbankir app?

According to the app, you can request a loan of up to 30,000 rubles, but this might be subject to change.

How do I contact customer support on the Webbankir app?

You can reach out to the customer support team through the app's in-app messaging system.

Is the Webbankir app available on both iOS and Android?

Yes, the Webbankir app is available on both iOS and Android devices.

Can I use the Webbankir app if I have a bad credit score?

Unfortunately, the app's terms and conditions don't specify what happens if you have a bad credit score, so it's best to check with customer support before applying.

How long does it take to get my loan after I've been approved?

According to the app, loan disbursement is usually instant, but this might depend on the bank's processing time.

Can I cancel my loan application on the Webbankir app?

Yes, you can cancel your loan application at any time before it's been approved.

Is the Webbankir app available in multiple languages?

Unfortunately, the app is only available in Russian, so you'll need to have a good understanding of the language to use it.

Can I use the Webbankir app if I'm not a Russian citizen?

According to the app's terms and conditions, you'll need to be a Russian citizen to use the app.

check_circlePros

•The app does offer fast loan processing, but only if everything goes smoothly.
•The user interface is pretty straightforward and easy to navigate.
•You can request a loan with no interest, but only if you meet the app's requirements.
•The app does offer a convenient way to upload documents and verify your identity.
•The customer support team is responsive, even if the app itself is a bit glitchy.

cancelCons

•The app's loading animation is super long and can be really frustrating.
•The app doesn't recommend leaving the page while waiting for a response, but it's hard not to.
•There's a pretty long waiting period for a response, even after you've submitted your application.
•The app's promises of no interest and fast loan processing aren't always delivered.
•There's a bit of a concern about data security, especially when uploading sensitive documents.