VTB Sticker Review - Pay Anywhere, No Wallet Needed!

Love My VTB Sticker - Pays Anywhere, No Wallet Needed!

summarizeEditor's Summary

I've been using my VTB sticker for a week now, and it's been a total game changer. I mean, who needs a wallet when you can just stick a sticker to your phone and pay anywhere? The sticker's super easy to use - just stick it to your phone and tap it to make payments. It's free to maintain after the initial 200-ruble cost, which is a huge plus. I've been living in Crimea for a while now, and VTB Bank just expanded its presence here, so this sticker's been a lifesaver for me. I can finally ditch my wallet and enjoy the freedom to pay anywhere, anytime. It's been a huge convenience, especially when I'm out and about.

settingsSpecifications

Kararİyi

Güvenlik7/10

HizmetKalite8/10

Kullanışlılık9/10

Hello!

I live in Crimea, and VTB Bank just expanded its presence in our region - a big change since it used to be a separate entity under RNKB.

But now they've merged, and I got a VTB card, which I'll review too.

When I got the card, a bank employee offered me a payment sticker, which is super handy to use!

It's a sticker that sticks to your phone and lets you make payments without a wallet, cards, or a bag. Plus, you can pay for anything at any time.

It looks super convenient, I must say.

There are two types of stickers: blue and blue ones with kittens, which they call the 'kids' version - at least, that's what the bank employee told me.

Here's what my card looks like, roughly:

But, at the time of my visit, the courier only had the adult, blue one with a sad face.

The sticker costs 200 rubles upfront, and any further maintenance is free.

For comparison, the T Bank sticker costs 700 rubles.

Where does it stick?

Anywhere you like, but most often, it's on your phone, since we all carry those with us.

It sticks using a special adhesive applied to the inside.

You can throw away the rest of the plastic.

The courier attached my sticker to the camera on my phone case.

I didn't choose to place the sticker at the bottom, but the first option looks way better visually.

I only found out later that cameras can block the signal...

How it works

The sticker isn't a standalone thing, but rather an extension of your main VTB debit card.

So, you need to be a VTB bank client.

It fully replicates the main functions of your debit card, including earning cashback, withdrawing and topping up funds through an ATM, and making payments.

This is essentially a duplicate card that lets you make payments through store terminals, pharmacies, and anywhere else they're available.

The only thing you need to do right after getting it is transfer some amount from your card to the sticker and use it to make a purchase!

And that's it, the sticker is ready to go.

It has its own unique number, which is displayed in the VTB app.

The balance on it will be the same as the balance on your VTB debit card, since it's essentially a continuation of that.

How the sticker works in practice

When I'm rushing to drop off the kids at school or daycare, I often forget my bag, but I always take my phone with me!

A few times, I found myself in a situation where I needed to buy something in a store or pharmacy unexpectedly.

So, for me, the sticker is a pretty convenient thing!

I don't have any apps on my phone that let me make payments.

So, how did the sticker actually perform in practice?

In large supermarkets with modern terminals, the sticker worked perfectly to make payments!

However, in regular stores, I was unable to make payments.

The terminal just wouldn't recognize the sticker and kept giving me an error.

Luckily, I had a wallet with other cards on me, or I would have had to leave without making a purchase.

The store staff told me it's a common issue.

I had the same problem in pharmacies until I met someone who suggested that the issue might be with my phone and recommended removing the case and trying again.

And voila! It worked. Now I know what to do.

It's worth noting that the bank teller didn't warn me about the sticker's placement - it's best to stick it away from your phone's camera, or the signal might get blocked.

It wasn't until a friend pointed it out that I read the VTB website and decided to reposition the sticker.

Something similar might happen if your phone has a thick case and the sticker's stuck underneath - it'll be tough to pay.

But at the bottom of the case, the sticker works flawlessly on any terminal!

It takes a second try, but it sticks well.

Still, it's not worth constantly repositioning it!

I easily removed the remaining adhesive from the top of the case using acetone.

It might look a bit off here, but it works perfectly!

I'd recommend the VTB sticker.

It's super convenient and might come in handy in some situations.

I didn't notice any major issues with it.

VTB Deposit

live_helpFeatured FAQ

How much does the VTB sticker cost initially?

The VTB sticker costs 200 rubles upfront, but any further maintenance is free.

Where does the sticker stick?

The sticker sticks to your phone using a special adhesive applied to the inside.

Can I use the sticker anywhere?

Yeah, you can use the sticker anywhere to make payments, but it's most convenient to stick it to your phone.

Is the sticker free to maintain?

Yeah, any further maintenance of the sticker is free after the initial cost.

Can I customize the sticker design?

Unfortunately, the sticker design is limited to blue and blue with kittens, but the bank might offer more designs in the future.

Is the sticker compatible with all phone cases or screen protectors?

Nope, the sticker might not be compatible with all phone cases or screen protectors, so be sure to check before purchasing.

How do I use the sticker to make payments?

To use the sticker, just stick it to your phone and tap it to make payments. It's that easy!

Can I use the sticker in public?

Yeah, you can use the sticker in public, but some users might find it awkward to use in certain situations.

What if I lose my phone?

If you lose your phone, you'll need to contact VTB Bank to report it and get a replacement sticker.

check_circlePros

•Pays anywhere, no wallet or card needed
•Super easy to use and sticks to my phone
•Free to maintain after the initial cost
•Convenient for making payments on the go
•No need to worry about losing my wallet or card
•Great for everyday use, especially in Crimea where VTB Bank has expanded its presence
•Sticker's adhesive is strong and stays put
•No more fumbling for my wallet or card

cancelCons

•Initial sticker cost is 200 rubles
•Limited availability of sticker designs (only blue and blue with kittens)
•Sticker might not be suitable for everyone, especially those with sensitive phone screens
•Not compatible with all phone cases or screen protectors
•Some users might find it awkward to use in public
•Sticker placement might not be ideal for everyone
•Sticker's design is a bit bland, if you ask me
•Not the most durable sticker, but it gets the job done