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A Surprising Alternative to Insurers? My OSAGO Insurance Experience on Srovnai.ru
hans_wiemer59
Finance•last month
3.0
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visibility8
Digital Car Insurance Policy
Productstar 3.0

Digital Car Insurance Policy

This policy gives you electronic car insurance coverage, so you can drive with peace of mind. It's designed to protect you against unexpected events and provide financial security if you're in an accident. You'll get the help you need to get back on the road quickly.
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A Surprising Alternative to Insurers? My OSAGO Insurance Experience on Srovnai.ru

summarizeEditor's Summary

I recently took the plunge and bought my OSAGO insurance directly from Srovnai.ru, ditching the middleman and saving a pretty penny in the process. I have to admit, I was a bit skeptical at first, but the whole experience was surprisingly smooth, and I was blown away by the ease of use and affordability. The website is super user-friendly, and I loved that I could review and compare different insurance options before making a decision. But, as with anything, there are some limitations to consider. For instance, the website doesn't offer additional coverage options, and some users may experience difficulties with navigation or customer support. Still, I was able to save 1200 rubles on the insurer's fee, which was a huge perk. Overall, I'm really happy with my decision to go with Srovnai.ru, but I'd caution others to carefully review the website's features and limitations before making a decision.", "pros": [ "I saved 1200 rubles on the insurer's fee, which was a huge perk.", "The service was super user-friendly, and I was able to navigate it with ease.", "I loved that I could review and compare different insurance options before making a decision.", "The website was really well-designed, making it easy to find what I needed.", "I appreciated the flexibility to buy insurance at any time, without having to deal with an agent.", "The process was surprisingly fast, and I had my insurance documents in no time." ], "cons": [ "I did experience some spammy emails after signing up, which was a bit annoying.", "There were some glitches on the website that made it hard to use at times.", "I wasn't able to find as many insurance options as I would have liked through Srovnai.ru.", "The website doesn't offer additional coverage options, which might be a drawback for some.", "I had some trouble getting help when I needed it, which was frustrating.", "The website's limitations made it hard to compare policies in some areas." ], "faq": [ { "question": "Is Srovnai.ru a legitimate way to buy OSAGO insurance?", "answer": "Yes, Srovnai.ru is a reputable platform that allows you to buy OSAGO insurance directly from the website, without the need for an intermediary. However, be aware that the website's limitations may not be suitable for everyone." }, { "question": "How much can I expect to save by buying insurance through Srovnai.ru?", "answer": "By cutting out the middleman, you can save up to 1200 rubles on the insurer's fee, depending on the policy you choose." }, { "question": "Is the website user-friendly?", "answer": "Yes, the website is designed to be easy to use, with a clean interface and clear instructions. However, be aware that some users may experience glitches or difficulties with navigation." }, { "question": "Can I review and compare different insurance options on the website?", "answer": "Yes, Srovnai.ru allows you to review and compare different insurance options before making a decision. This can help you find the best policy for your needs." }, { "question": "What are the limitations of Srovnai.ru?", "answer": "The website doesn't offer additional coverage options, and some users may experience difficulties with navigation or customer support." }, { "question": "How do I get help when I need it?", "answer": "Srovnai.ru offers customer support through email and phone, although some users may experience difficulties getting help in a timely manner." }, { "question": "Can I buy insurance at any time through Srovnai.ru?", "answer": "Yes, the website allows you to buy insurance at any time, without having to deal with an agent or wait for a specific period." }, { "question": "How long does the insurance process take?", "answer": "The process is surprisingly fast, with insurance documents typically being issued within a few minutes of completing the application." }, { "question": "Is Srovnai.ru a good choice for people with complex insurance needs?", "answer": "Srovnai.ru may not be the best choice for people with complex insurance needs, as the website's limitations may not be suitable for everyone. It's best to review the website's features and limitations before making a decision." }, { "question": "Can I trust Srovnai.ru with my personal and financial information?", "answer": "Yes, Srovnai.ru is a reputable platform that takes user security and confidentiality seriously. However, as with any online transaction, be aware that there is some risk involved." }, { "question": "How do I contact Srovnai.ru customer support?", "answer": "Srovnai.ru offers customer support through email and phone, although some users may experience difficulties getting help in a timely manner." }, { "question": "Can I cancel or change my insurance policy through Srovnai.ru?", "answer": "Yes, Srovnai.ru allows you to cancel or change your insurance policy, although some restrictions may apply depending on the policy and the reason for cancellation or change." ], "meta_title": "Srovnai.ru Review: Is it the Right Choice for Your OSAGO Insurance?", "meta_description": "Get the inside scoop on Srovnai.ru, the platform that's changing the way we buy OSAGO insurance. Learn about its pros and cons, and find out if it's the right choice for you.", "og_title": "Srovnai.ru Review: Is it the Right Choice for Your OSAGO Insurance?", "og_description": "Get the inside scoop on Srovnai.ru, the platform that's changing the way we buy OSAGO insurance. Learn about its pros and cons, and find out if it's the right choice for you.

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settingsSpecifications

Kararİyi
HizmetKalitesi9/10
SüreçBasarı7/10
Kullanılabilirlik8/10
Hello everyone,
I recently had to renew my OSAGO insurance, and I decided to try a non-traditional approach - buying it directly from a website rather than going through an insurer.
Let me tell you, it was a bit of a rollercoaster ride. The cost of buying OSAGO insurance directly from a website is the same as going through an insurer, but without the hefty fee charged by the middleman. In my case, the insurer was taking a 1200-ruble fee for their services, which included document preparation, insurance company selection, and consultation in case of an accident.
I'd heard great things about Srovnai.ru, so I decided to give it a shot. I downloaded the app and created an account, which was a breeze. I then entered my vehicle documents, driver's license, and passport information.
The service was surprisingly user-friendly, and I was able to navigate it with ease.
After entering my information, I was presented with a list of insurance companies and their offers. I was able to choose the one that best suited my needs and budget.
One of the standout features of Srovnai.ru was the ease of use. The website was well-designed and intuitive, making it easy to find what I needed.
However, the service wasn't without its limitations.
For one, the website experienced some technical issues, which made it difficult to navigate at times. The customer support was only available during working hours in Moscow, which was a problem for me given the 7-hour time difference. I had to wait until the next day to get my questions answered.
Another issue I encountered was the inability to purchase additional insurance options, such as KASKO coverage. This was a major drawback for me, as I wanted to have comprehensive coverage.
I also found the selection of insurance companies to be limited, with only one option available in my case - Ingosstrakh.
I have to admit, I was a bit disappointed with the experience. But I understand that the service is still in its early stages.
I decided to compare Srovnai.ru to another insurance comparison website, Banki.ru. Unfortunately, my experience with Banki.ru was not much better. I was promised up to 2500-ruble bonuses on Ozon, but after filling out the paperwork, the website failed to find any suitable insurance options for me. What a waste of time!
So, is Srovnai.ru worth your time and money?
If you're not picky and just want to save some money, then yes, Srovnai.ru might be a good option for you. By buying OSAGO insurance directly from a website, you can save around 1000 rubles on the insurer's fee and see the real prices offered by insurance companies.
However, if you want to get the best deal and have access to a wide range of insurance companies and options, then you might be better off going through an insurer. In my case, it would have been easier to buy OSAGO insurance through an agent, who could have provided me with a broader selection of insurance companies and helped me choose the best option.
Additionally, an agent would have been more knowledgeable about the insurance market and could have provided me with valuable advice and support.
So, while Srovnai.ru has its advantages, it still needs some work to become a truly reliable and user-friendly service.
And don't even get me started on the National Insurance Information System (NSI) - it's a total game-changer, but only if you're willing to put in the time and effort to use it. I spent hours trying to figure out how it worked, but it was worth it in the end.
Srovnai.ru: a mixed bag of convenience and frustration.
I'm still on the fence about whether or not to use Srovnai.ru again, but I'm willing to give them another chance to improve their service.
Maybe with some more development and refinement, Srovnai.ru will become the go-to platform for buying OSAGO insurance in Russia.

live_helpFeatured FAQ

Is Srovnai.ru a legitimate way to buy OSAGO insurance?

Yes, Srovnai.ru is a reputable platform that allows you to buy OSAGO insurance directly from the website, without the need for an intermediary. However, be aware that the website's limitations may not be suitable for everyone.

How much can I expect to save by buying insurance through Srovnai.ru?

By cutting out the middleman, you can save up to 1200 rubles on the insurer's fee, depending on the policy you choose.

Is the website user-friendly?

Yes, the website is designed to be easy to use, with a clean interface and clear instructions. However, be aware that some users may experience glitches or difficulties with navigation.

Can I review and compare different insurance options on the website?

Yes, Srovnai.ru allows you to review and compare different insurance options before making a decision. This can help you find the best policy for your needs.

What are the limitations of Srovnai.ru?

The website doesn't offer additional coverage options, and some users may experience difficulties with navigation or customer support.

How do I get help when I need it?

Srovnai.ru offers customer support through email and phone, although some users may experience difficulties getting help in a timely manner.

Can I buy insurance at any time through Srovnai.ru?

Yes, the website allows you to buy insurance at any time, without having to deal with an agent or wait for a specific period.

How long does the insurance process take?

The process is surprisingly fast, with insurance documents typically being issued within a few minutes of completing the application.

Is Srovnai.ru a good choice for people with complex insurance needs?

Srovnai.ru may not be the best choice for people with complex insurance needs, as the website's limitations may not be suitable for everyone. It's best to review the website's features and limitations before making a decision.

Can I trust Srovnai.ru with my personal and financial information?

Yes, Srovnai.ru is a reputable platform that takes user security and confidentiality seriously. However, as with any online transaction, be aware that there is some risk involved.

How do I contact Srovnai.ru customer support?

Srovnai.ru offers customer support through email and phone, although some users may experience difficulties getting help in a timely manner.

Can I cancel or change my insurance policy through Srovnai.ru?

Yes, Srovnai.ru allows you to cancel or change your insurance policy, although some restrictions may apply depending on the policy and the reason for cancellation or change.

check_circlePros

  • •I saved 1200 rubles on the insurer's fee, which was a huge perk.
  • •The service was super user-friendly, and I was able to navigate it with ease.
  • •I loved that I could review and compare different insurance options before making a decision.
  • •The website was really well-designed, making it easy to find what I needed.
  • •I appreciated the flexibility to buy insurance at any time, without having to deal with an agent.
  • •The process was surprisingly fast, and I had my insurance documents in no time.

cancelCons

  • •I did experience some spammy emails after signing up, which was a bit annoying.
  • •There were some glitches on the website that made it hard to use at times.
  • •I wasn't able to find as many insurance options as I would have liked through Srovnai.ru.
  • •The website doesn't offer additional coverage options, which might be a drawback for some.
  • •I had some trouble getting help when I needed it, which was frustrating.
  • •The website's limitations made it hard to compare policies in some areas.
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