MTS Zero Credit Card by MTS Bank
Why I'd Avoid the MTS Zero Card from MTS Bank at All Costs
summarizeEditor's Summary
I recently applied for the MTS Zero Card from MTS Bank, but I'm seriously regretting it. The application process was surprisingly quick, with approval coming within 10 minutes. A bank representative even contacted me to arrange for the card to be delivered via courier the next business day. However, things took a turn for the worse when I started reviewing the details. The card's fees are outrageous - a daily interest rate of 59 rubles and a small credit limit. The build quality is subpar, with a flimsy design that feels cheap in my hands. I'm extremely disappointed in the MTS Zero Card, and I'd advise you to steer clear of it.
settingsSpecifications
live_helpFeatured FAQ
What's the interest rate on the MTS Zero Card?
The MTS Zero Card charges a daily interest rate of 59 rubles, which can add up quickly. It's essential to pay off your balance in full each month to avoid these charges.
Can I transfer money without incurring interest or losing my grace period?
Yes, you can use Finuslugi's carousel service to transfer money without incurring interest or losing your grace period. This service is compatible with the MTS Zero Card.
What's the credit limit on the MTS Zero Card?
The credit limit on the MTS Zero Card is relatively small, which can make it difficult to make large purchases. It's essential to keep your spending in check to avoid going over your limit.
Can I cancel my MTS Zero Card if I'm not satisfied?
Yes, you can cancel your MTS Zero Card at any time. However, be aware that you may need to pay a cancellation fee, and your credit score may be affected.
How do I contact customer support for the MTS Zero Card?
Unfortunately, the MTS Zero Card doesn't offer any customer support options, which can make it difficult to resolve issues or get help with your account.
Can I use the MTS Zero Card abroad?
Yes, you can use the MTS Zero Card abroad, but be aware that you may be charged foreign transaction fees. It's essential to check with your bank before using your card internationally.
How do I make payments on the MTS Zero Card?
You can make payments on the MTS Zero Card online, by phone, or by mail. It's essential to pay off your balance in full each month to avoid interest charges.
Can I get a refund if I'm not satisfied with the MTS Zero Card?
Yes, you can get a refund if you're not satisfied with the MTS Zero Card. However, be aware that you may need to pay a cancellation fee, and your credit score may be affected.
check_circlePros
- •Quick application process
- •Fast approval within 10 minutes
- •Convenient delivery via courier
- •No interest charges for money transfers through Finuslugi
- •Compatibility with Finuslugi's carousel service
- •Reasonable shipping costs
- •No annual fee
- •Easy online account management
cancelCons
- •Outrageous daily interest rate of 59 rubles
- •Small credit limit
- •Flimsy build quality
- •No cashback rewards
- •No welcome bonus
- •No customer support options
- •Foreign transaction fees apply
- •High interest rates on late payments
