Alfa Bank 60-Day Interest-Free Card
My Cashback Credit Card: A Lifesaver for Freelancers
summarizeEditor's Summary
As a freelancer, I've found that a cashback credit card is a total lifesaver. It lets me cover purchases, ATM withdrawals, and transfers without worrying about interest charges for 60 days. If I pay off the balance in full, I don't pay any interest at all. The app makes it easy to track my spending and stay on top of payments. I can pay for everything from coffee to groceries, and the interest-free period just restarts when I make a payment. I've already earned a decent amount in cashback rewards just by using the card for daily expenses.
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live_helpFeatured FAQ
What is the interest-free period on this credit card?
The credit card has a 60-day interest-free period, which means you can cover purchases, ATM withdrawals, and transfers without worrying about interest charges. If you pay off the balance in full, you don't pay any interest at all.
How do I track my spending on this credit card?
The app shows you exactly how much you've spent, how much you have left, and when you need to make a payment. It's super easy to use and helps you stay on top of your finances.
Can I earn cashback rewards with this credit card?
Yes, you can earn cashback rewards with this credit card. The rewards are a nice bonus, and you can earn a decent amount just by using the card for daily expenses.
What kind of customer support does this credit card offer?
The bank offers customer support through the app, which is convenient and helpful when you have questions. You can also call customer support if you need to talk to someone.
Can I return items purchased with this credit card?
Yes, you can return items purchased with this credit card. The return policy is lenient, so if you need to return something, you can do it without any hassle.
Is this credit card easy to use?
Yes, this credit card is super easy to use. You can just swipe it and go, without having to worry about complicated fees or fine print.
What is the interest rate on this credit card?
The interest rate on this credit card is a bit higher than I'd like, but it's not a deal-breaker for me.
Can I earn higher cashback rewards with this credit card?
Unfortunately, the cashback rewards on this credit card are not the highest, but they're still a nice bonus. You can earn a decent amount just by using the card for daily expenses.
How do I pay off my balance on this credit card?
You can pay off your balance in full at any time, and you won't pay any interest if you do. The app makes it easy to track your payments and stay on top of your balance.
Can I use this credit card for online purchases?
Yes, you can use this credit card for online purchases. Just enter your card details and complete the transaction as usual.
check_circlePros
- •The 60-day interest-free period is a huge help - it gives me time to pay off my balance without getting hit with interest charges.
- •I love that the app shows me exactly how much I've spent, how much I have left, and when I need to make a payment.
- •The cashback rewards are a nice bonus - I've already earned a decent amount just by using the card for daily expenses.
- •The card is super easy to use - I can just swipe it and go, without having to worry about complicated fees or fine print.
- •I appreciate that the bank offers customer support through the app - it's convenient and helpful when I have questions.
- •The return policy is lenient, so if I need to return something, I can do it without any hassle.
cancelCons
- •The interest rate is a bit higher than I'd like, but it's not a deal-breaker for me.
- •I wish the cashback rewards were higher, but I guess that's just the way the credit card industry works.
- •Sometimes the app can be a bit glitchy, but it's not a major issue.
- •I've had to call customer support a few times, and while they're friendly, they're not always super helpful.
- •I've noticed that the credit limit can be a bit low, but I'm not sure if that's just because I'm a new customer.
- •I've had some issues with shipping and delivery times, but that's not really the card's fault.
