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My Alfa-Onli Experience: 43,834 Rubles in 3 Months Without Breaking a Sweat!
emilycarter92
Finance•2 hours ago
5.0
photo_library36
Alfa Only by Alfa Bank
Productstar 5.0

Alfa Only by Alfa Bank

I've been using Alfa Only for a while now, and it's seriously upgraded my banking experience. This premium service comes with a ton of perks, including exclusive rewards and personalized support. It's all about making banking more convenient and enjoyable - and it really delivers. I love the value for money, shipping is fast as can be, and the customer support team is always there to lend a hand. If you want a hassle-free banking experience, Alfa Only is definitely worth checking out.
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My Alfa-Onli Experience: 43,834 Rubles in 3 Months Without Breaking a Sweat!

summarizeEditor's Summary

I recently opened a deposit at Alfa Bank with an interest rate that left other banks in the dust. The calls started pouring in from the manager, promising not to call again, but joking that we'd talk the next day. It was both annoying and entertaining at the same time. I didn't want to upgrade to premium, but the deposit amount was suitable for the service I got. I'm planning to buy real estate, so I didn't want to spend my temporarily available funds. The service was a nice perk, but I didn't need it.

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settingsSpecifications

Kararİyi
HizmetKalite8/10
ParaYöntemi7/10
UzunVadedekiFaaliyetler9/10
Hello everyone!
I recently opened a deposit at Alfa Bank with an interest rate that no other bank could match.
As soon as I deposited my money, the calls started pouring in. I was getting calls every day, and the manager would promise not to call again, but I'd joke that we'd talk the next day. It was both annoying and entertaining at the same time.
SheremetyevoAnd they kept calling me to offer me a transfer to Alfa-Only.
Premium service from Alfa-Bank
The best for you. A premium taxi, visits to the Alfa Only Lounge, and a 7% cashback.
The deposit amount was suitable for such service. But this amount is temporarily on my deposit from the sale of my home, and I'm planning to buy real estate.
So, I didn't want to switch to premium, and I'm not that rich to join, my brain whispered to me!
Impressive When they told me about the benefits, I thought it was nonsense - it can't be free! Complete distrust. )))
ConditionsAlso, there's a paid service fee if you switch back to Alfa-Only within a year.Three months went by with annoying calls until I finally got a call from a girl, and her voice charmed me. I decided to talk to her, asked her all the questions that were bothering me. She even confessed that until I switch to this service, they'll keep calling me every day. I caved in!
⚜️⚜️⚜️
What was it like before I upgraded to premium?
I earned a pretty sweet cashback on my purchases
Total cashback earned in 3 months: 6814 rubles.
Before upgrading to premiumI thought, yeah, that's cool, ahah, yeah, yeah
before upgrading to premium⚜️⚜️⚜️ ✅ What was it like after I upgraded?
I left my payment card unchanged. You can opt for a metal card for 3990 ₽ or get it for free if you have over 3 million rubles in your Alfa-Bank account.
*****
I was assigned a personal manager (the one who called me), and no one else called me after that. The calls really did stop.
It's now been 3 months since I signed up for Alfa-Onl
1️⃣ I got a 0.99% interest rate boost on my deposit, which adds 5350 rubles to my monthly total.
Total: +16050 rubles. I'll get this boost for the next 3 months.
And if I open more deposits, the boost stays
2️⃣ Access to business lounges. I initially thought, why bother? I drive my own car and don't take taxis. Full-on no to taxis
I felt a pang of regret when I realized I should've signed up sooner!I just got back from Dubai. A month ago, I could've been using the business lounges, grabbing a bite to eat at the airport, and getting my money back for that coffee and snack
3️⃣ I wouldn't pay for a taxi ride there and back. Either I'd pay a lot less (if the fare was high). For example, when I paid 2,800, I paid 300 rubles, and 2,500 was returned to me by the bank.
Cashback remains. You can choose to increase it throughout the month if you get a higher rate.
🤦🏻‍♀️ Then, I got into an accident, and they gave me the car for repairs. And when I went to pick it up, I chose a business-class taxi! And that's the life when you get to ride for free, not economy class, while doing your thing
I ended up using taxis for exactly 4 trips (2 per month), which really came in handy (after my eye surgery, I had to check up on it again, and I accidentally ended up at a concert, and I was driving around to pick up my car) and I got a refund
Total: 2,500 x 4 = 10,000 rubles.
xa0
4️⃣ Cashback got even better.
Then, I invited someone to Alfa On using my referral link. I'd read that Alfa scams people and doesn't pay for referrals. I wasn't expecting those extra earnings, but they showed up.
Total: I got 7,000 rubles! (My friend got 3,000 rubles on their account for referring someone.)
I've gotta say, not all the deals I've come across have been super beneficial. There have been times when I've used services from other banks instead. But, that's not always the case either.
Total: after 3 months of premium (don't count May) - 10,719 rubles of pure cashback, not counting the rest of the profit.When I was using the non-premium version, my cashback for 3 months was 6,814 rubles. And that was despite the 3% products that won't be available anymore.
"Education" was the bonus I got when I spun the wheel. I pay for school in the MЭШ system, but only if I get that position.At some point, I got the RIV GOШ bonus. But right now, I can only return a maximum of 1,000 rubles. That's not bad overall.
My friend gets cashback on cars, but that's never happened to me, and it's not something I need.
Beauty 7%
Beauty 3%In May, I got the "Beauty" category 7% and the Wheel 3% - these categories are combined, so I got a 10% refund for my salon visit)
I'm really excited about this offer, and I'm definitely going to take advantage of it.
I've also got a great deal on Fridays - 100% cashback on my coffee at the café)xa0
And here's the verdict! THE TOTAL COST FOR 3 MONTHS WAS A BREEZE WITH ALFA-ONLI - 43,834 RUB.!!! (I'm not counting May, it's just getting started)
✔️ One of the best things is the % interest rate on my deposit, because, as I mentioned earlier, other banks offered 2-4% less.I won't be sharing my deposit interest rates anymore, it's not that important. 🤫
It's just nice to have my money in the account and enjoy all these perks.
Overall, the premium service paid for itself - 29,90 x 12 = 35,880 RUB.
❕But, paying for such a service without a lot of money doesn't make sense)
❗️However, if you have some temporary funds (like I do), I highly recommend signing up!
It's better to sign up through the link - as a thank you, you'll get some money.
💴 If someone had recommended it through the link, I would have even gotten an extra 3,000 RUB.)))
xa0
📍When the deposit is closed, I won't be withdrawing the money right away, I want to make the most of the bank's benefits. I've already discussed it with my manager, and we're going to make it as convenient as possible.
xa0
⚜️⚜️⚜️
Still unsure about whether to join Alfa-Onli or not? Don't overthink it and sign up!
And it's even better to sign up through the referral link, so you get some money.)))
🔵 I could go on and on about the premium perks, but my manager will send all the details in the chat.
🔵 One more tip: always read what the bank is offering and study it carefully.
Thanks for reading till the end! ❤️
xa0
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My experience with Alfa Bank was a game-changer for my cashback – it's definitely been the best so far.
xa0
Edadil used to be my go-to, but now it just forgets about me and my income – it used to be so reliable. My income on Edadil and how it's let me down lately.
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I'll share how I withdraw money from YooMoney without commission on my iPhone and other devices, including transferring to another country – something other banks refused to do.
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I'm obsessed with this new candle – its smell is better than Victoria's Secret and only costs 500 rubles.

live_helpFeatured FAQ

Is Alfa-Onli a good investment option?

Alfa-Onli can be a good investment option if you have the funds available and don't need immediate access to your money. The interest rate is unbeatable, and you can earn a decent amount in a short period. However, it's essential to consider your financial goals and needs before investing.

What is the premium service offered by Alfa-Onli?

The premium service offered by Alfa-Onli includes free taxi rides, visits to the Alfa Only Lounge, and a 7% cashback. However, you need to have a significant deposit amount to qualify for this service.

How often can you expect calls from the manager?

You can expect calls from the manager every day, and they will promise not to call again. However, it's essential to be patient and not get annoyed by the calls, as they can be a sign of good service.

Can you withdraw your money from Alfa-Onli at any time?

Yes, you can withdraw your money from Alfa-Onli at any time, but you may face penalties for early withdrawal. It's essential to consider your financial goals and needs before investing in Alfa-Onli.

What is the interest rate offered by Alfa-Onli?

The interest rate offered by Alfa-Onli is unbeatable, and you can earn a decent amount in a short period. However, the interest rate may change over time, so it's essential to check the current rate before investing.

Can you use Alfa-Onli for long-term investments?

Yes, you can use Alfa-Onli for long-term investments, but you need to consider your financial goals and needs before investing. Alfa-Onli can be a good option for long-term investments, but it's essential to be patient and not expect immediate returns.

What is the minimum deposit amount required for Alfa-Onli?

The minimum deposit amount required for Alfa-Onli is not specified, but you need to have a significant deposit amount to qualify for the premium service. It's essential to check the current requirements before investing.

Can you use Alfa-Onli for short-term investments?

Yes, you can use Alfa-Onli for short-term investments, but you need to consider your financial goals and needs before investing. Alfa-Onli can be a good option for short-term investments, but it's essential to be patient and not expect immediate returns.

check_circlePros

  • •The interest rate was unbeatable, and I earned a decent amount in 3 months.
  • •The calls from the manager were annoying, but they also kept me engaged with the service.
  • •I appreciated the premium service, including the free taxi and visits to the Alfa Only Lounge.
  • •The 7% cashback was a nice bonus, but I didn't need it since I'm planning to buy real estate.
  • •The deposit amount was suitable for such service, and I didn't have to break the bank.
  • •The service was a nice perk, but I didn't need it, and it was worth every penny.

cancelCons

  • •The calls were really annoying, and I had to deal with them every day.
  • •I didn't want to upgrade to premium, but the deposit amount was suitable for such service.
  • •I'm not that rich to join the premium service, and it wasn't worth the cost.
  • •I'm planning to buy real estate, so I didn't want to spend my temporarily available funds.
  • •The premium service was a nice perk, but I didn't need it, and it was a waste of money.
  • •I had to deal with the manager's calls, which were really annoying and time-consuming.
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Alfa Only by Alfa Bank

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